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javascriptruby-on-railsplaid

What does the "user" object refer to in the "Auth" feature of Plaid?

Im using Plaid Plaid.com

Im using Plaid's Auth feature to verify account details. I found in the docs that it needs a "user" object while creating an item (asking the legalName and email of the user). Here is what the doc says:

user (optional) Specify a user object to enable all Auth features. Required fields are: legalName – your user's legal first and last name emailAddress – your user's associated email address

Im confused that which user are they asking for? Is it my Plaid account's user. Or the real user in my application (customer) ?

Thanks in advance.

Solution

  • The user object is only necessary if you want to use the additional Auth features such as microdeposits - this would be for the end user (so in your case, the real user in your application/the customer).