Quickbooks API - How to create a charge using stored bank account

Question

I am using QuickBooks Online. Using payments api I have stored customer's bank account info to Quickbooks. Now I want to create a charge against the stored bank account using payments api. I couldn't find a way to do that. I know how to create a charge using stored credit card but I couldn't find a way to provide bank account info instead while making /quickbooks/v4/payments/charges api call.

Can a charge be created against stored bank account?

Answer 1

Read the docs on eChecks / debits:

• https://developer.intuit.com/docs/api/payments/echecks

Specifically, this section:

Create a debit

REQUEST URL

Sandbox Base URL: https://sandbox.api.intuit.com

Production Base URL: https://api.intuit.com

Operation:

POST /quickbooks/v4/payments/echecks

Content type: application/json

To process an E-check, you create a new debit object.

Where it shows an example like this:

{  
  "amount":"1.11",
  "bankAccount":{  
      "name":"Fname LName",
      "routingNumber":"490000018",
      "accountNumber":"11000000333456781",
      "accountType":"PERSONAL_CHECKING",
      "phone":"1234567890"
  },
  "context":{  
      "deviceInfo":{  
        "id":"1",
        "type":"type",
        "longitude":"longitude",
        "latitude":"",
        "phoneNumber":"phonenu",
        "macAddress":"macaddress",
        "ipAddress":"34"
      }
  },
  "paymentMode":"WEB",
  "checkNumber":"12345678",
  "description":"Check Auth test call"
}

Together with a note that says:

bankAccountOnFile:
required if neither bankAccount nor token are specified
string 
The bank account details that have been previously stored on file.

TLDR: Use the create a debit endpoint and specify the bankAccountOnFile id value in the request.