So if I understand correctly there are mainly two ways to adapt BERT to a specific task: fine-tuning (all weights are changed, even pretrained ones) and feature-based (pretrained weights are frozen). However, I am confused.
Thank you.
Your first approach should be to try the pre-trained weights. Generally it works well. However if you are working on a different domain (e.g.: Medicine), then you'll need to fine-tune on data from new domain. Again you might be able to find pre-trained models on the domains (e.g.: BioBERT).
For adding layer, there are slightly different approaches depending on your task. E.g.: For question-answering, have a look at TANDA paper (Transfer and Adapt Pre-Trained Transformer Models for Answer Sentence Selection). It is a very nice easily readable paper which explains the transfer and adaptation strategy. Again, hugging-face has modified and pre-trained models for most of the standard tasks.