I am running a console utility, I've tried verified:false, just to determine if its'a a client or a server issue, when I run this:
Given the information in the comments I seems that the client and the server can't negotiate which cryptographic protocol to use.
In order to fix this you might need to do one of the following things:
You can try to use specific ssl version on the request:
HTTParty.post(url, body: payload.to_json, ssl_version: :TLSv1)
You can find all supported :ssl_versions
values by using OpenSSL::SSL::SSLContext::METHODS
in the rails console and try to use some of them.