Change default XTerm font size in Cygwin

Anyone know how to change the default font size when you open a new XTERM windown in Cygwin?

I have found references of putting information into the ~/.Xresources file but that file doesn't exist for me...

Thanks

Solution

Around ~2015 XWin Server was overhauled and you no longer need to create .startxwinrc because it no longer exists. I found that the ~/.Xresources is read in automatically. Also I found that XTerm.vt100.geometry is not valid anymore.

This is my .Xresources:

Xft*antialias:      true
Xft*autohint:       true
XTerm*background:   white  <== These settings mimics 
XTerm*foreground:   black      the default back, fore
XTerm*cursorColor:  grey       and cursor colors
XTerm*scrollBar:    true
XTerm*rightScrollBar:   false  <== This causes the scroll bar to be 
                                   on the default left side
XTerm*saveLines:    10000
XTerm*faceName:     BitStream Vera Sans Mono
XTerm*faceSize:     12
XTerm*toolBar:      On <== This causes the menu bar to appear with 
                           Main Options, VT Options, and VT Fonts