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balanced-payments

Address Verification Service

During testing of tokenization when we supply a postal code with a card we get

  • attribute postal_code_check passed

The documentation states "Supplying a postal_code during tokenization initiates the AVS check."

So in our live marketplace, can we verify AVS as part of the tokenization process or does the testing environment nor match the live one?

To give an example; when I tokenize a card and then check the card object I can read

postal_code_check: passed
security_code_check: passed

I know the security_code_check should not be getting done until an "authenticated operation" is performed so it should not be happening here, worrying. Where as postal_code_check may be "initiated" during tokenization.

Solution

  • In a test environment, Balanced does not call out to the credit card networks at all. Therefore, it cannot verify postal codes or CVV. Please look at https://docs.balancedpayments.com/1.1/overview/resources/#test-credit-card-numbers, which provides test credit cards numbers for simulating different scenarios.