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ruby-on-railspayment-gatewayactivemerchant

options for (Europe/ international) ruby on rails payment gateway 2012?

What are the options I have as ruby on rails coder to easily integrate a payment merchant into my application. A nice API or gem integration so its just "plug and play" without to much hassle and the below options. This would fit most small startups site's I guess. So what do you use or what is advisable?

I know active merchant but its to much hassle to integrate with all kinds of payment solutions from different bankings. I need the best option for Europe now it would be nice if its support USA to but if this would add extra costs then then the europa one should favor.

Criteria:

  • International payment processing preferrable
  • Pay by CreditCard, bank account, SMS, calling phone numbers
  • Recurred billing, option to have billing extended automatic every month if user grants this

Country's

  • Europe ( main target for the next year )
  • United states/ etc ( would be nice if the gateway implements option for US payments also)

Pricing plans:

  • only pay for each transaction
  • pay low fee( not more than 5 dollar each month ) and have lower pay per transaction

I look for a compare, a excel sheet with all those services would be nice but a lot of time to produce and update so I thought lets ask fellow coders here for some up2date advice! thx

Some I found so far:

Solution

  • As far as international providers go, you do have some good options. Braintree is currently in Beta for Europe and will fully launch to everyone very soon. If you'd like to try it out sooner, then you can request to be part of the beta process here: https://www.braintreepayments.com/tour/international You'll be able to process over 100 currencies from anywhere in the world.